Bankruptcy and Centrelink Debts

What happens to my Centrelink debts if I go bankrupt? As a general rule we have always told our potential clients not to count on having your Centrelink debt written off when you declare bankruptcy, however it seems more and more this is not the case. In most cases it has been our experience that […]

What You Should Know About Debt Agreements

Many Australians wrestle with financial difficulties during their lifetime, and this is mainly considered a standard fluctuation in our finances. But what if you’re not able to address these challenges yourself, but at the same time, you don’t want to file for bankruptcy?   Debt consolidation loans are a customary solution that relieves people of […]

Tips on How to Resolve Your Financial Challenges

There’s no doubt that financial troubles can lead to a lot of stress and anxiety in our lives. Frequently thinking about how you’re going to pay your bills not only makes you distressed, but also places stress on your relationships, your family, and your health. The fact is, stressing over money isn’t going to cure […]

Tips On How to Save Money on Your Electricity Bill this Winter

Personally, I find there’s nothing worse than being cold. Coming from Queensland, I’m used to the hot weather and it doesn’t worry me much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill skyrockets during the winter months and there’s a couple of reasons for this. Not […]

Bankruptcy and Child Support – Everything You Should Know

Declaring bankruptcy most certainly isn’t the end of the world, but it does have severe implications that will impact your finances in the future. I’ve found that in most cases, focusing efforts on developing a bright future is the best way for individuals to manage their bankruptcy and subsequent recovery. To do this, however, individuals […]

Top 5 Tips on How to Declare Bankruptcy in Australia

The majority of Australian’s have only truly contemplated bankruptcy when playing a game of Monopoly with their buddies! Despite this, there are somewhere around 13,000 people that file for bankruptcy each year in Australia. It’s extraordinary how easily people can go from being in a balanced financial position to grappling a mountain of debt. Most […]

Top 3 Causes of Personal Bankruptcy in Australia

No one wants to contemplate bankruptcy, which is understandable given that bankruptcy will disturb your financial circumstance for years to follow. This may be one of the reasons why lots of people don’t look for financial help in times of need, because they are under the typical misunderstanding that bankruptcy is the only way to […]

The Difference Between Good Debt and Bad Debt – What You Need To Know

For the majority of Australian adults, debt is a part of our day-to-day lives. Whether you wish to advance your skills by earning a degree, buy a house for your family, or purchase a car so your family has transport, taking out a loan is very common simply because we don’t have enough money to […]

Best Ways to Repair a Bad Credit Report

Regardless if we acknowledge it or not, our credit report has a serious influence on our lives. It’s sort of like our health; we don’t treasure good health until we lose it. Most people don’t even know they have a bad credit report until they make an application for a line of credit and it’s […]

Weddings On A Budget – The Best Ways To Save Money When Getting Hitched

Most of us have a fair understanding that weddings can be a costly pursuit, but do you really understand how much the average wedding costs in Australia? Slightly over $36,000, according to Australia’s Money Smart website. And that was in 2012! Today, it’s perhaps somewhere around the $50,000 mark. I suppose if you have rich […]